Krti

Checkout Smarter with Krti

Earn and Redeem cashback on every purchase — powered by agentic intelligence that finds your best savings automatically

Why use Krti

Krti is intelligent and autonomous. It understands your rewards, calculates the best savings, and completes the payment — all in one tap.

How it works

Choose Krti Pay at Checkout

Select Krti Pay as your payment method during checkout

AI Finds Your Best Savings​

Krti’s smart assistant surfaces all your eligible brand points and Krti Points for redemption. Pick the rewards, cashback, or points you’d like to use for your purchase.

Get the Best Card Recommendation​

Let Krti suggest the ideal payment card to maximize rewards.

One-Click Pay, Fully Optimized

With a single tap, Krti applies the points, vouchers, and the right card—maximizing savings in one seamless checkout experience

Pay & Enjoy Instant Rewards

Complete your payment and receive a summary showing your savings, cashback earned, and points used.

Fast. Simple. Secure.​

Krti unifies payments, cashback, and rewards — pay seamlessly, and earn more with every purchase.​

Benefits of using Krti.​

Turn everyday spending into instant rewards.

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