Checkout Smarter with Krti
Earn and Redeem cashback on every purchase — powered by agentic intelligence that finds your best savings automatically

Why use Krti
Krti is intelligent and autonomous. It understands your rewards, calculates the best savings, and completes the payment — all in one tap.

Detects Your Rewards
Detects your active and expiring points across cards and loyalty programs.

Calculates Smart Savings
Krti automatically applies the best available cashback and points, maximizing your savings at every checkout.

Recommends the Best Card
Krti recommends the card that unlocks the highest cashback and ongoing promotions - so you never miss out.

Earn & Redeem Cashback
Every purchase adds cashback automatically, which you can redeem seamlessly to boost your savings.

Earn & Track Rewards
Your savings don’t stop at checkout — Krti logs your earned cashback and bonus rewards for future value.
How it works
Choose Krti Pay at Checkout
Select Krti Pay as your payment method during checkout

AI Finds Your Best Savings
Krti’s smart assistant surfaces all your eligible brand points and Krti Points for redemption. Pick the rewards, cashback, or points you’d like to use for your purchase.

Get the Best Card Recommendation
Let Krti suggest the ideal payment card to maximize rewards.

One-Click Pay, Fully Optimized
With a single tap, Krti applies the points, vouchers, and the right card—maximizing savings in one seamless checkout experience

Pay & Enjoy Instant Rewards
Complete your payment and receive a summary showing your savings, cashback earned, and points used.

Fast. Simple. Secure.
Krti unifies payments, cashback, and rewards — pay seamlessly, and earn more with every purchase.

Benefits of using Krti.
Maximum Savings
Always get the best deal at checkout no manual work needed.

Agentic Intelligence
Krti doesn’t just suggest — it thinks and acts for you at checkout.

Smarter Loyalty Usage
Automatically applies your cashback and loyalty points for real-time savings.

Best Bank Card Offers
Recommends the card that gives you the highest cashback or promo.

One-Click Payment
You get a single prompt. Krti handles the rest with one tap.

Turn everyday spending into instant rewards.
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